About

About fsadeadline

A free, open calculator that turns a few FSA details into the dates and dollars that matter.

Flexible Spending Accounts are "use it or lose it": money you set aside pre-tax is generally forfeited if you don’t spend it in time. Two optional employer features change the picture — a carryover (up to an IRS-indexed limit rolls into next year) or a grace period (up to 2.5 extra months to spend) — and a separate run-out period sets how long you have to submit receipts. These are easy to mix up, and the deadlines sneak up on people every year.

fsadeadline turns a few inputs — your FSA plan-year-end date, whether your plan offers a carryover or a grace period (or neither), your carryover limit, and your unspent balance — into the numbers that matter: the exact date you must spend by, how much money is at risk of forfeiture, how much safely rolls over, the separate deadline to submit receipts, and a live countdown. It applies the published IRS health-FSA rules with a disclosed method — no black box — and runs entirely in your browser. It is informational only, not tax or financial advice, and not affiliated with the IRS or any plan administrator.

It shows your spend-by date with a live countdown, how much is at risk of forfeiture, how much rolls over, and the run-out date to submit receipts. Because it’s a static page, the balance and dates you enter stay in your browser.

Informational only — not tax or financial advice, and not affiliated with the IRS or any plan administrator. FSA plan terms vary by employer; confirm your exact limits and deadlines in your Summary Plan Description or with your FSA administrator. Open the calculator →