About fsadeadline

FSAs are "use it or lose it." A carryover rolls up to an IRS-indexed limit into next year; a grace period gives up to 2.5 extra months to spend; a run-out period sets how long you have to submit receipts. Employers offer a carryover or a grace period, not both — and the deadlines are easy to confuse.

fsadeadline turns a few inputs — your FSA plan-year-end date, whether your plan offers a carryover or a grace period (or neither), your carryover limit, and your unspent balance — into the numbers that matter: the exact date you must spend by, how much money is at risk of forfeiture, how much safely rolls over, the separate deadline to submit receipts, and a live countdown. It applies the published IRS health-FSA rules with a disclosed method — no black box — and runs entirely in your browser. It is informational only, not tax or financial advice, and not affiliated with the IRS or any plan administrator.

Informational only — not tax or financial advice, and not affiliated with the IRS or any plan administrator. Confirm your plan’s exact limits and dates in your plan documents.